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End User License Agreement

Version 1.0  ·  Effective Date: June 10, 2026

This End User License Agreement ("Agreement" or "EULA") is a binding legal contract between you ("you," "user," or "player") and Jumbo Studios LLC, a Georgia limited liability company ("Jumbo Studios," "we," "us," or "our"), governing your download, installation, access to, and use of the PokerChess mobile software application and any related updates, content, and services (collectively, the "App").

This Agreement incorporates by reference our Terms of Service, Privacy Policy, and Marketing Policy, each available at pokerchess.gg.

The App is licensed, not sold, to you. By downloading, installing, or using the App, you agree to be bound by this Agreement. If you do not agree, do not download, install, or use the App.

1. Definitions

  • "App Store" means the Apple App Store, Google Play Store, or any other digital storefront through which the App is distributed (each a "Distributor").
  • "Chips" means the in-game virtual currency used in the App. Chips have no real-world monetary value and are not redeemable for cash or anything of value outside the App.
  • "Virtual Items" means Chips and any other virtual goods, currencies, status points, room access, passes, boosts, or in-game benefits made available within the App.
  • "In-App Purchase" or "IAP" means any purchase of Virtual Items or subscriptions made through the App via a Distributor's payment system.
  • "Subscription" means any auto-renewing subscription offered in the App, including Season Pass tiers and Regen Speed Boost tiers.
  • "User Content" means any content you create, submit, or transmit through the App, including usernames, display names, and gift messages.

2. License Grant

Subject to your continuous compliance with this Agreement, Jumbo Studios grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and install one copy of the App on a mobile device that you own or control, and to access and use the App solely for your personal, non-commercial entertainment.

This license is conditioned on your compliance with this Agreement, the applicable Distributor's terms of service, and all applicable laws.

3. License Restrictions

You agree that you will not, and will not permit any third party to:

  • Copy, modify, adapt, translate, or create derivative works of the App;
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or underlying structure of the App, except to the extent this restriction is prohibited by applicable law;
  • Rent, lease, lend, sell, sublicense, distribute, publish, or otherwise transfer the App or your account to any third party;
  • Use cheats, automation software (bots), hacks, mods, emulators (except as permitted by a Distributor), or any unauthorized third-party software designed to modify or interfere with the App;
  • Access or attempt to access the App's servers, networks, or back-end systems by any means other than the interface provided by Jumbo Studios;
  • Exploit bugs, errors, or unintended mechanics for personal advantage, including any Chip duplication, regeneration, gifting, referral, or matchmaking exploit;
  • Engage in any form of real-money trading (RMT), buying, selling, or transferring Chips, accounts, or Virtual Items for value outside the App;
  • Remove, obscure, or alter any proprietary notices, trademarks, or labels in the App; or
  • Use the App to violate any applicable law or the rights of any third party.

4. Ownership and Intellectual Property

The App, including all software, code, designs, artwork, audio, gameplay mechanics, the four-color suit system, the "PokerChess" name and logo, and all related intellectual property, is and remains the exclusive property of Jumbo Studios and its licensors. "PokerChess" is a registered trademark of Jumbo Studios LLC.

No rights are granted to you other than the limited license expressly set forth in this Agreement. All rights not expressly granted are reserved by Jumbo Studios.

5. Eligibility and Age Requirements

You must be at least seventeen (17) years of age, or the minimum age of digital consent in your jurisdiction, whichever is higher, to download or use the App. By using the App you represent that you meet this requirement and that you have the legal capacity to enter into this Agreement.

The App is not directed to, and may not be used by, children under the age of 13. We do not knowingly collect personal information from children under 13 in violation of the Children's Online Privacy Protection Act (COPPA). If we learn that we have collected such information, we will delete it. If you believe a child under 13 has provided us information, contact legal@pokerchess.gg.

If you are a minor in your jurisdiction but above the minimum age stated above, you may use the App only with the consent and supervision of a parent or legal guardian who agrees to be bound by this Agreement.

6. Account Registration and Security

Some features require an account. You agree to provide accurate information and to keep your credentials confidential. You are responsible for all activity that occurs under your account. Notify us promptly at legal@pokerchess.gg of any unauthorized use. Jumbo Studios is not liable for any loss arising from unauthorized use of your account.

7. Virtual Items and Virtual Currency

7.1 No Real-World Value; Not Gambling

PokerChess is a social, skill-and-strategy entertainment game. Chips and all other Virtual Items are licensed, not sold, to you and have NO real-world monetary value. Chips cannot be redeemed for cash, real money, goods, or anything of value outside the App, and cannot be transferred, sold, or exchanged except through features expressly provided in the App (such as in-game gifting).

The App does not offer real-money gambling, real-money prizes, or any opportunity to win money or items of real-world value. Purchasing Chips or Subscriptions does not increase your odds of receiving any real-world benefit. No purchase is necessary to play.

7.2 License to Virtual Items

Virtual Items are part of the App and are licensed to you under the same terms as the App. You acquire only a limited, personal, revocable, non-transferable license to use Virtual Items within the App. You have no ownership or property interest in any Virtual Item.

7.3 Management and Forfeiture

Jumbo Studios may manage, regulate, control, modify, suspend, or eliminate Virtual Items at any time, with or without notice, including adjusting Chip balances, regeneration rates, pricing, room access, and economy parameters. We will not be liable to you for exercising these rights. Virtual Items have no value and are forfeited upon account termination or closure of the App or any service, except where prohibited by applicable law.

8. In-App Purchases and Payments

The App offers optional In-App Purchases, including consumable Chip packs, auto-renewing Subscriptions, and gift purchases. All payments are processed by the applicable Distributor (Apple or Google), not by Jumbo Studios. Your purchase is also governed by that Distributor's terms and payment policies.

Prices are stated in the App and may change at any time. You authorize the Distributor to charge your selected payment method for any IAP you initiate, including applicable taxes. All purchases are final except as required by applicable law or the Distributor's policies.

9. Subscriptions and Auto-Renewal

Subscriptions offered in the App (including Season Pass tiers and Regen Speed Boost tiers) are billed on a recurring, automatically renewing basis through your Distributor account.

  • Your Subscription automatically renews at the end of each billing period (e.g., monthly) at the then-current price unless you cancel at least 24 hours before the end of the current period.
  • Your Distributor account will be charged for renewal within 24 hours prior to the end of the current period.
  • You can manage or cancel a Subscription at any time through your Distributor account settings (Apple ID or Google Play subscription settings). Uninstalling the App alone does not cancel a Subscription.
  • Cancellation takes effect at the end of the current billing period; you retain access to subscription benefits through that period. Partial periods are not refunded except as required by law or Distributor policy.
  • If a Subscription lapses, associated benefits (such as elevated regeneration caps or multipliers) revert to base levels as described in the App.

Gift subscriptions and gifted Virtual Items, where offered, are non-refundable to the sender once sent, except as required by the Distributor or applicable law.

10. Refunds

Because all transactions are processed by the Distributors, refund requests are handled according to the policies of the applicable Distributor (Apple or Google). Jumbo Studios generally does not issue direct refunds and is not able to process refunds on the Distributor's behalf. You may request a refund directly through the Distributor where you made the purchase. Nothing in this Agreement limits any non-waivable refund or cancellation right you may have under applicable consumer protection law.

11. User Conduct

You agree to use the App fairly and respectfully. You will not harass, threaten, defraud, or abuse other players; impersonate others; transmit unlawful, hateful, or sexually explicit content; collude or manipulate matchmaking or rankings; or interfere with the App or other players' enjoyment of it. We may use automated and manual moderation, including profanity filtering of gift messages, and may investigate suspected violations.

12. User Content

You retain ownership of User Content you create, but you grant Jumbo Studios a worldwide, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to host, store, use, reproduce, display, and distribute that User Content in connection with operating and promoting the App. You represent that you have the rights necessary to grant this license and that your User Content does not violate this Agreement or any third-party rights. We may remove or refuse any User Content at our discretion.

13. Updates, Changes, and Availability

Jumbo Studios may issue updates, patches, and new versions of the App, and may modify, suspend, or discontinue the App, any feature, or any Virtual Item at any time, with or without notice. Some updates may be required for continued use. We do not guarantee that the App will be available at all times, uninterrupted, or error-free. Apple and Google update mandates may affect availability of older versions.

14. Third-Party Services and Stores

The App relies on third-party services (including Apple, Google, and cloud and analytics providers) and may contain links to or integrations with third-party services. Your use of those services is governed by their respective terms. Jumbo Studios is not responsible for third-party services and disclaims liability arising from them.

15. Beta and Pre-Release Versions

If you access the App through a beta or pre-release program (such as Apple TestFlight or Google Play testing tracks), the App is provided "AS IS" for evaluation, may be unstable, and may be changed or discontinued at any time. Feedback you provide may be used by Jumbo Studios without restriction or compensation to you.

16. Disclaimer of Warranties

16.1 "As Is"

THE APP AND ALL VIRTUAL ITEMS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JUMBO STUDIOS AND ITS LICENSORS DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, AND NON-INFRINGEMENT.

16.2 No Guarantee of Availability or Performance

Without limiting the foregoing, Jumbo Studios does not warrant or guarantee that:

  • The App, matchmaking, or online services will be available, uninterrupted, timely, secure, or free of errors, bugs, viruses, or harmful components;
  • A human opponent will be available to match with you at any particular skill level, time, room tier, or buy-in, or that any specific wait time, match outcome, or competitive balance will be achieved;
  • Defects, exploits, or errors will be corrected, or that the App will be compatible with your particular device, operating system, or network;
  • Chip balances, regeneration, Status Points, Elo or other rankings, match history, statistics, leaderboards, or other data will be accurate, preserved, uninterrupted, restored, or free from loss, reset, rollback, or adjustment; or
  • The App or its servers are free from unauthorized access, and we do not warrant the security of any data transmitted to or from the App.

16.3 Entertainment Only; No Reliance

PokerChess is provided solely for entertainment. Any odds, probabilities, hand strengths, ratings, statistics, or other information displayed in the App are for in-game purposes only, may be approximate or simulated, and must not be relied upon for any decision outside the App. The App does not offer, and nothing in it constitutes, real-money gambling, financial, investment, or professional advice.

16.4 Your Sole Risk; Distributor Warranty

Your use of the App is at your sole risk. No information or advice, whether oral or written, obtained from Jumbo Studios or through the App creates any warranty not expressly stated in this Agreement. Where the App is obtained through a Distributor, any statutory warranty is addressed in Sections 24 and 25. Some jurisdictions do not allow the exclusion of implied warranties or limitations on how long an implied warranty lasts, so some of the above exclusions may not apply to you; in that case, any such warranty is limited to the minimum scope and shortest duration permitted by applicable law.

17. Limitation of Liability

17.1 Exclusion of Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JUMBO STUDIOS AND ITS OWNERS, MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND LICENSORS (THE "JUMBO PARTIES") WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OR VIRTUAL ITEMS (INCLUDING ANY LOSS, RESET, OR DEVALUATION OF CHIPS, SUBSCRIPTIONS, STATUS POINTS, OR RANKINGS), ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF, OR INABILITY TO USE, THE APP, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT A JUMBO PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

17.2 Matters Outside Our Control

Without limiting Section 17.1, the Jumbo Parties are not liable for any loss or damage arising from: service interruptions, downtime, or matchmaking unavailability; the conduct, statements, or content of other players (including gift messages, harassment, or collusion); acts or omissions of the Distributors or payment processors, including billing, renewal, or refund handling; unauthorized access to or use of your account or device; your failure to cancel a Subscription; or any event beyond our reasonable control.

17.3 Aggregate Cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE JUMBO PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE APP WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID IN CONNECTION WITH THE APP IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS (US$50.00).

17.4 Basis of the Bargain

The disclaimers in Section 16 and the limitations in this Section 17 are fundamental elements of the agreement between you and Jumbo Studios and reflect a reasonable allocation of risk in exchange for the price (if any) of the App. They apply even if a limited remedy fails of its essential purpose.

17.5 Exceptions

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you. Nothing in this Agreement limits or excludes liability that cannot be limited or excluded under applicable law, including, where applicable, liability for fraud, gross negligence, willful misconduct, or death or personal injury caused by negligence. In such jurisdictions, the Jumbo Parties' liability is limited to the greatest extent permitted by law.

17.6 Time Limit for Claims

To the extent permitted by applicable law, any claim arising out of or relating to this Agreement or the App must be filed within one (1) year after the claim arose; otherwise, the claim is permanently barred.

18. Indemnification

You agree to indemnify, defend, and hold harmless Jumbo Studios and its owners, officers, employees, and licensors from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the App, your User Content, your violation of this Agreement, or your violation of any law or third-party right.

19. Suspension and Termination

This Agreement is effective until terminated. Jumbo Studios may suspend or terminate your license and access to the App, and may remove or reset Virtual Items, at any time and without notice if you violate this Agreement or if we discontinue the App. You may terminate this Agreement by deleting the App and ceasing all use. Upon termination, your license ends and you must delete the App. Sections that by their nature should survive termination (including Sections 4, 7, 16–18, 20–21, and 23) will survive.

20. Governing Law

This Agreement is governed by the laws of the State of Georgia, USA, without regard to its conflict-of-law principles. Subject to the arbitration provision below, the exclusive venue for any dispute not subject to arbitration is the state and federal courts located in Fulton County, Georgia, and you consent to their jurisdiction. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

21. Dispute Resolution; Arbitration; Class Waiver

21.1 Informal Resolution

Before initiating arbitration, you agree to first contact us at legal@pokerchess.gg and attempt in good faith to resolve the dispute informally for at least 30 days.

21.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement or the App that is not resolved informally will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court, except that either party may bring an individual claim in small-claims court. The arbitration will take place in or near Fulton County, Georgia, or by remote means where available, and judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this section.

21.3 Class Action Waiver

You and Jumbo Studios agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims.

21.4 Opt-Out

You may opt out of this arbitration agreement by sending written notice to legal@pokerchess.gg within 30 days of first accepting this Agreement, stating your intent to opt out and your account identifier. Opting out of arbitration does not affect any other provision of this Agreement.

22. Copyright / DMCA Notices

If you believe content in the App infringes your copyright, send a notice under the Digital Millennium Copyright Act to our designated agent at legal@pokerchess.gg, including: identification of the copyrighted work; identification of the allegedly infringing material; your contact information; a statement of good-faith belief; a statement under penalty of perjury that the information is accurate and that you are authorized to act; and your physical or electronic signature.

23. Export Control and U.S. Government Users

You represent that you are not located in, and will not use the App in, any country subject to a U.S. Government embargo or designated as a terrorist-supporting country, and that you are not on any U.S. Government restricted-party list. The App is a "Commercial Item" as defined in 48 C.F.R. §2.101; U.S. Government end users acquire only the rights set forth in this Agreement.

24. Apple App Store Additional Terms

If you obtained the App through the Apple App Store, the following additional terms apply. They are required by Apple and apply only to the extent the App is downloaded from the Apple App Store:

  • This Agreement is between you and Jumbo Studios only, and not with Apple. Apple is not responsible for the App or its content.
  • Apple has no obligation to furnish any maintenance or support services for the App.
  • In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App.
  • Apple is not responsible for addressing any claims by you or any third party relating to the App, including product liability, legal or regulatory non-compliance, and consumer protection claims.
  • Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party intellectual property infringement claim relating to the App.
  • You represent that you are not located in an embargoed country or on a U.S. Government restricted-party list, as stated in Section 23.
  • Apple and its subsidiaries are third-party beneficiaries of this Agreement and, upon your acceptance, will have the right to enforce it against you.

25. Google Play Additional Terms

If you obtained the App through the Google Play Store, your use is also subject to the Google Play Terms of Service. This Agreement is between you and Jumbo Studios only, not with Google, and Google is not responsible for the App or its content. To the extent of any conflict between this Agreement and the Google Play terms with respect to your acquisition or use of the App from Google Play, the Google Play terms govern that conflict.

26. Changes to this Agreement

We may modify this Agreement from time to time. We will post the updated Agreement at pokerchess.gg and update the "Effective Date." Material changes may be communicated through the App or other reasonable means. Your continued use of the App after changes take effect constitutes acceptance of the revised Agreement. If you do not agree, you must stop using the App.

27. General Provisions

27.1 Entire Agreement

This Agreement, together with the Terms of Service, Privacy Policy, and Marketing Policy, constitutes the entire agreement between you and Jumbo Studios regarding the App and supersedes all prior agreements on that subject.

27.2 Severability

If any provision is held unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force.

27.3 No Waiver

Our failure to enforce any provision is not a waiver of our right to do so later.

27.4 Assignment

You may not assign or transfer this Agreement without our prior written consent. Jumbo Studios may assign this Agreement, including in connection with a merger, acquisition, or sale of assets.

27.5 Force Majeure

Jumbo Studios is not liable for any delay or failure to perform due to causes beyond its reasonable control.

28. Contact

Questions about this Agreement may be directed to:

Jumbo Studios LLC

Atlanta, Georgia, USA

legal@pokerchess.gg

pokerchess.gg

This is a template prepared for Jumbo Studios LLC and is not legal advice. Bracketed items must be completed, and the document should be reviewed by a licensed attorney before publication, particularly the arbitration, governing-law, age, and consumer-refund provisions, which vary by jurisdiction.
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